While the Social Security Administration doesn’t track your lost or stolen Social Security card, it’s still important for you to report stolen social security card to the credit bureaus and to the police department even if you’re not sure it was stolen.
Once you have actually lost personal information, in lots of states, you can get special privileges to access your credit reports and protect yourself from identity theft. If your Social Security card is stolen a thief can have actually a field day with that information alone. That’s why it’s so important to report stolen social security card and monitor your credit reports carefully.
For an identity thief, a social security card is like a Christmas present. Out of all the things that they can use to steal your identity, a social security card is the mother lode.
For this reason it’s very important to file a police report and keep a close eye on your credit report if you’ve lost your wallet or purse. Even if you think you just misplaced it and that it wasn’t stolen, that’s not to say that someone couldn’t find it and still use it to steal your identity.
This is the reason that it is so important to keep your social security card in a safe place. For the most part, you simply don’t need to, and shouldn’t, carry your card with you on a day to day basis.
Since the card can be used to such a disadvantage to you if it’s stolen, and such a big advantage to a thief, and since there really is no reason you even need to have actually the card on you at all times, why even take the chance, Just leave your social security card at residence where it will be safe (preferably in a safe that is bolted to the floor).
If you try to sign up for some sort of membership card and they try to use your social security number as your ID number,tell them no. No company should be so stupid as to use a social security number in plain view.
With so much awareness of identity theft I would certainly be amazed if any company even still did that, if they do, tell them no way. If they refuse to change the number or give you lame reasons why they can’t then cancel your account with them and take your business elsewhere.
It is easy enough for thieves to steal anyone’s information, don’t be naive or gullible and believe that everyone is on the up and up when they ask for your information. Not everyone is. If they are not and you give your information out, count on having to report stolen social security number.
The point to all this is simple: it’s always easier to take few minutes and protect yourself than it is to put the pieces back together after someone has actually stolen your identity. If you don’t carry your social security card with you it can’t be lost and you won’t ever have actually to worry about how to report stolen social security card.
Photo by 401(K) 2013